ITI Balanced Advantage Fund

(An open ended dynamic asset allocation fund)

CATEGORY OF SCHEME Balanced Advantage
INVESTMENT OBJECTIVE The investment objective of the Scheme is to seek capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation. However, there can be no assurance that the investment objective of the scheme will be realized.
Inception Date (Date of Allotment): 31-Dec-19
Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index
Minimum Application Amount: Rs.5,000/- and in multiples of Rs. 1/- thereafter
Load Structure: Entry Load: Nil
10% of the units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units.
Any redemption in excess of such limit in the first 3 months from the date of allotment shall be subject to the following exit load:
i. 0.50% if redeemed or switched out on or before completion of 3 months from the date of allotment of units
ii. Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units.
Total Expense Ratio (TER):* Including Additional Expenses and Goods and Service Tax on Management Fees
Regular Plan: 2.37% Direct Plan: 0.63%
Fund Manager Mr. Rajesh Bhatia (Since 15-Sep-23)
Total Experience: 31 years
Mr. Rohan Korde (Since 14-Nov-24)
Total experience: 17 years
Mr. Laukik Bagwe (Since 01-Feb-25)
Total experience: 25 years
Mr. Vasav Sahgal (Since 17-Feb-25)
Total experience: 7 years

AUM (in Rs. Cr):
401.55
AAUM (in Rs. Cr):
405.27
% of top 5 holdings:
20.12%
% of top 10 holdings:
34.42%
No. of scrips:
41

Average Maturity:
0.38 Years
Macaulay Duration:
0.35 Years
Modified Duration:
0.34 Years
Yield To Maturity
(Regular & Direct) Plans :
5.65%
   

Standard Deviation^:
7.32%
Beta^:
0.97
Sharpe Ratio^*:
0.83
Average P/B
4.05
Average P/E

33.90
Portfolio Turnover Ratio
6.55

^Computed for the 3-yr period ended July 31, 2025. Based on monthly return. * Risk free rate: 5.54
 

Regular Plan (in Rs.)
Direct Plan (in Rs.)
Growth:
14.3965
16.0728
IDCW:
12.5116
14.1593

Name of the Instrument
% to NAV
% to NAV Derivatives

Equity & Equity Related Total

55.00

2.53

Automobile and Auto Components

2.13

3.04

Mahindra & Mahindra Limited

1.77

2.03

Tata Motors Limited

0.36

TVS Motor Company Limited

1.00

Capital Goods

4.63

-0.77

Garware Hi-Tech Films Limited

2.24

Siemens Energy India Limited

1.08

ABB India Limited

0.77

-0.77

Cummins India Limited

0.53

Construction

1.31

Larsen & Toubro Limited

1.31

Construction Materials

1.04

UltraTech Cement Limited

1.04

Consumer Durables

3.34

0.50

Titan Company Limited

1.81

-1.82

Amber Enterprises India Limited

1.05

Dixon Technologies (India) Limited

0.47

2.31

Consumer Services

4.74

Swiggy Limited

2.50

Eternal Limited

2.25

Fast Moving Consumer Goods

1.39

-0.46

ITC Limited

0.92

Tata Consumer Products Limited

0.47

-0.46

Financial Services

19.19

5.53

HDFC Bank Limited

5.67

Bajaj Finance Limited

2.39

SBI Life Insurance Company Limited

1.98

HDFC Life Insurance Company Limited

1.91

State Bank of India

1.84

ICICI Lombard General Insurance Company Limited

1.56

PB Fintech Limited

1.37

One 97 Communications Limited

0.98

1.34

Axis Bank Limited

0.91

DAM Capital Advisors Limited

0.58

Manappuram Finance Limited

0.80

IIFL Finance Limited

2.01

Kotak Mahindra Bank Limited

1.39

Healthcare

2.74

Wockhardt Limited

2.20

Apollo Hospitals Enterprise Limited

0.54

Information Technology

5.20

-1.94

Infosys Limited

3.43

-1.98

HCL Technologies Limited

0.85

-0.84

Tata Consultancy Services Limited

0.49

Sagility India Limited

0.43

Persistent Systems Limited

0.88

Oil Gas & Consumable Fuels

4.29

-3.37

Reliance Industries Limited

3.37

-3.37

Aegis Vopak Terminals Limited

0.92

Power

1.74

NTPC Limited

0.88

Power Grid Corporation of India Limited

0.86

Telecommunication

3.26

Bharti Airtel Limited

3.26

 

Name of the Instrument

Ratings

% to NAV

Certificate of Deposit

1.24

HDFC Bank Limited

CARE A1+

1.24

Commercial Paper

1.73

Reliance Retail Ventures Limited

CRISIL A1+

1.61

Axis Finance Limited

CRISIL A1+

0.12

Corporate Bond

15.60

Small Industries Dev Bank of India

CRISIL AAA / ICRA AAA

3.15

Power Grid Corporation of India Limited

CRISIL AAA

2.59

National Bank For Agriculture and Rural Development

ICRA AAA

2.03

Power Finance Corporation Limited

CRISIL AAA

1.88

REC Limited

CRISIL AAA

1.77

Sundaram Finance Limited

ICRA AAA

1.75

National Housing Bank

CRISIL AAA

0.64

Indian Railway Finance Corporation Limited

CRISIL AAA

0.63

NTPC Limited

CRISIL AAA

0.63

Nuclear Power Corporation Of India Limited

CRISIL AAA

0.52

Government Bond

3.84

7.06% GOI (MD 10/04/2028)

SOVEREIGN

3.84

Short Term Debt & Net Current Assets

20.06

Top Ten Holdings

Value of Investment of 10,000
Period
Fund Returns (%)
Benchmark Returns (%)
Additional Benchmark
Returns (%)
Fund ()
Benchmark
()
Additional Benchmark ()
Regular - Growth
Last 1 Year
1.91%
4.68%
0.54%
10,191
10,468
10,054
Last 3 Years
11.59%
11.31%
14.29%
13,907
13,804
14,946
Last 5 Years
10.72%
12.61%
18.88%
16,647
18,115
23,751
Since Inception
6.74%
11.57%
14.93%
14,397
18,436
21,760
Direct - Growth
Last 1 Year
3.69%
4.68%
0.54%
10,369
10,468
10,054
Last 3 Years
13.63%
11.31%
14.29%
14,689
13,804
14,946
Last 5 Years
12.91%
12.61%
18.88%
18,357
18,115
23,751
Since Inception
8.87%
11.57%
14.93%
16,073
18,436
21,760

Past performance may or may not be sustained in future and is not a guarantee of any future returns, and should not be used as a basis of comparison with other investments. In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns. Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index Additional Benchmark: Nifty 50 TRI. Fund Managers: Mr. Rajesh Bhatia (Managing since 15-Sep-23) and Mr. Rohan Korde (Managing since 04-Nov-24), Mr. Laukik Bagwe (Since 01-Feb-25) and Mr. Vasav Sahgal (Since 17-Feb-25) Inception date of the scheme (31-Dec-19). Face Value per unit: Rs. 10. ITI Balanced Advantage Fund NAV as on July 31, 2025: Rs. 14.3965 (Regular Growth Option), Rs. 16.0728 (Direct Growth Option)

Period
Amount Invested
Fund Returns (%)
Benchmark Returns (%)
Additional Benchmark Returns (%)
Fund Value ()
Benchmark Value ()
Additional Benchmark
Value ()
Regular - Growth
Last 1 Year
1,20,000
4.31%
7.03%
5.66%
1,22,757
1,24,478
1,23,612
Last 3 Year
3,60,000
10.88%
10.83%
13.10%
4,23,695
4,23,382
4,37,497
Last 5 Year
6,00,000
10.26%
10.78%
14.21%
7,76,500
7,86,671
8,56,338
Since Inception
6,80,000
10.02%
11.38%
15.53%
9,05,421
9,41,004
10,58,243
Direct - Growth
Last 1 Year
1,20,000
6.12%
7.03%
5.66%
1,23,904
1,24,478
1,23,612
Last 3 Year
3,60,000
12.90%
10.83%
13.10%
4,36,263
4,23,382
4,37,497
Last 5 Year
6,00,000
12.35%
10.78%
14.21%
8,17,766
7,86,671
8,56,338
Since Inception
6,80,000
12.12%
11.38%
15.53%
9,60,893
9,41,004
10,58,243

Past performance may or may not be sustained in future and is not a guarantee of any future returns, and should not be used as a basis of comparison with other investments. Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Benchmark: Nifty 50 Hybrid Composite Debt 50:50 IndexAdditional Benchmark: Nifty 50 TRI. Additional Benchmark: Nifty 50 Hybrid Composite Debt 50:50 Index. For SIP returns, monthly investment of Rs.10,000 invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return).
Disclaimer - Fund SIP Performance
The performance details provided herein are of Growth option under Direct and Regular Plans. The Fund(s) offer Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say Rs. 10,000 systematically on the first Business Day of every month over a period of time in the Growth Option of respective scheme. The returns are calculated by XIRR approach assuming investment of 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with correct allowance for the time impact of the transactions.

Record Date
Plan(s) Option(s)
Individuals/ HUF (IDCW)
(Rs per unit)
Others (IDCW)
(Rs per unit)
Cum-IDCW NAV
(Rs per unit)
13-05-2025
Regular Plan - IDCW Option
0.09
0.09
12.5328
13-05-2025
Direct Plan - IDCW Option
0.09
0.09
14.0939
12-06-2025
Regular Plan - IDCW Option
0.10
0.10
12.6668
12-06-2025
Direct Plan - IDCW Option
0.10
0.10
14.2763
10-07-2025
Regular Plan - IDCW Option
0.10
0.10
12.6918
10-07-2025
Direct Plan - IDCW Option
0.10
0.10
14.3364

Pursuant to payment of IDCW, the NAV of the IDCW Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of IDCW, visit www.itiamc.com.

THIS PRODUCT IS SUITABLE FOR INVESTORS WHO ARE SEEKING^

  • Capital appreciation while generating income over medium to long term
  • Dynamic Asset allocation between equity, equity related Instruments and fixed income instruments so as to provide with long term capital appreciation

^Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Riskometer of the Scheme


Riskometer of the Primary Benchmark
Nifty 50 Hybrid Composite Debt 50:50 Index

Face Value per Unit: Rs. 10 unless other wise specified; Data is as of July 31, 2025 unless other wise specified.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully