ITI MF

CATEGORY OF SCHEME	Sectoral/ Thematic Fund
INVESTMENT OBJECTIVE	The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the scheme would be achieved.
Inception Date (Date of Allotment):	06-Dec-21
Benchmark:	Nifty Financial Services TRI
Minimum Application Amount:	Rs. 5,000/- and in multiples of Re. 1/- thereafter
Load Structure:	Entry Load: Nil Exit Load:1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units · Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Total Expense Ratio (TER):	Including Additional Expenses and Goods and Service Tax on Management Fees Regular Plan: 2.36% Direct Plan: 0.56%
Fund Manager	Mr. Nilay Dalal (Since 05 May 2023) Total Experience : 12 years Mr. Rohan Korde (Since 29-Apr-22) Total Experience: 17 years

AUM (in Rs. Cr):	300.53
AAUM (in Rs. Cr):	292.12
% of top 5 holdings:	62.46%
% of top 10 holdings:	75.66%
No of scrips:	32

Standard Deviation^:	14.32%
Beta^:	0.94
*Sharpe Ratio^:**	0.64
Average P/B	4.51
Average P/E	17.81
Portfolio Turnover Ratio	0.99
^Computed for the 3-yr period ended April 30, 2025. Based on monthly return. *Risk free rate: 6.00 (Source: FIMMDA MIBOR) (P/E ratio taken on net equity level)

	Regular Plan (in Rs.)	Direct Plan (in Rs.)
Growth:	14.5787	15.6180
IDCW:	14.5787	15.6180

Name of the Instrument	% to NAV	% to NAV Derivatives
Equity & Equity Related Total	96.37
Financial Services	95.72
HDFC Bank Limited	23.61
ICICI Bank Limited	15.43
Axis Bank Limited	8.86
Kotak Mahindra Bank Limited	7.39
State Bank of India	7.16
Bajaj Finance Limited	5.09
Bajaj Finserv Limited	2.61
HDFC Life Insurance Company Limited	2.23
SBI Life Insurance Company Limited	1.82
L&T Finance Limited	1.45
Shriram Finance Limited	1.43
Cholamandalam Investment and Finance Company Ltd	1.40
Aditya Birla Capital Limited	1.39
Can Fin Homes Limited	1.23
Jio Financial Services Limited	1.17
IndusInd Bank Limited	1.12
Manappuram Finance Limited	1.11
REC Limited	1.09
Power Finance Corporation Limited	1.05
Nuvama Wealth Management Limited	1.01
Housing & Urban Development Corporation Limited	0.97
PNB Housing Finance Limited	0.95
BSE Limited	0.93
City Union Bank Limited	0.89
RBL Bank Limited	0.88
The Federal Bank Limited	0.71
Multi Commodity Exchange of India Limited	0.61
ICICI Lombard General Insurance Company Limited	0.61
Aditya Birla Sun Life AMC Limited	0.53
IDFC First Bank Limited	0.50
Mahindra & Mahindra Financial Services Limited	0.46
Information Technology	0.65
Protean eGov Technologies Limited	0.65
Short Term Debt & Net Current Assets	3.63

Top Ten Holdings

Period	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Fund (Rs)	Benchmark (Rs)	Additional Benchmark Returns (Rs)
Regular - Growth
Last 1 Year	10.52%	20.77%	9.01%	11,052	12,077	10,901
Last 3 Years	15.20%	17.29%	13.78%	15,302	16,148	14,742
Since Inception	11.73%	13.27%	12.55%	14,579	15,277	14,948
Direct - Growth
Last 1 Year	12.61%	20.77%	9.01%	11,261	12,077	10,901
Last 3 Years	17.52%	17.29%	13.78%	16,246	16,148	14,742
Since Inception	14.01%	13.27%	12.55%	15,618	15,277	14,948

Past performance may or may not be sustained in future and is not a guarantee of any future returns, and should not be used as a basis of comparison with other investments. The performance data for 5 years period has not been provided, since scheme is in existence for less than 5 years. In case, the start / end date of the concerned period is a non-business date (NBD), the NAV of the previous date is considered for computation of returns. Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Benchmark: Nifty Financial Services TRI Additional Benchmark: Nifty 50 TRI. Fund Managers: Mr. Nilay Dalal (Managing since 05-May-23) and Mr. Rohan Korde (Managing since 29-Apr-22). Inception date of the scheme (06-Dec-21). Face Value per unit: Rs. 10. ITI Banking and Financial Services Fund NAV as on April 30, 2025: Rs. 14.5787 (Regular Plan Growth Option), Rs. 15.6180 (Direct Plan Growth Option)

Period	Amount Invested	Fund Returns (%)	Benchmark Returns (%)	Additional Benchmark Returns (%)	Fund Value ()	Benchmark Value ()	Additional Benchmark Value ()
Regular - Growth
Last 1 Year	1,20,000	14.67%	22.45%	4.65%	1,29,197	1,33,931	1,22,955
Last 3 Year	3,60,000	14.72%	18.51%	14.09%	4,47,741	4,72,432	4,43,673
Since Inception	4,10,000	14.25%	17.41%	13.67%	5,21,728	5,49,347	5,16,797
Direct - Growth
Last 1 Year	1,20,000	16.77%	22.45%	4.65%	1,30,484	1,33,931	1,22,955
Last 3 Year	3,60,000	16.94%	18.51%	14.09%	4,62,091	4,72,432	4,43,673
Since Inception	4,10,000	16.48%	17.41%	13.67%	5,41,066	5,49,347	5,16,797

Past performance may or may not be sustained in future and is not a guarantee of any future returns, and should not be used as a basis of comparison with other investments. Different Plans i.e. Regular Plan and Direct Plan under the scheme have different expense structure. Benchmark: Nifty Financial Services TRI Additional Benchmark: Nifty 50 TRI. For SIP returns, monthly investment of Rs.10,000 invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash flow by using the XIRR method (investment internal rate of return).